The VIFO Advantage

Coverage built for how short-term rentals actually work

Six protections that come standard with the VIFO program — not bolt-on extras.

Equipment Breakdown

Equipment Breakdown

VIFO is pleased to offer equipment breakdown coverage as part of our Short-Term Rental Policy — protecting you from unexpected, costly appliance and equipment repairs.

Loss of Income

Loss of Income

Designed to cover you when damage to your home — like a fire — leaves your short-term rental inoperable and unable to generate income for a period of time.

Service Line Coverage

Service Line Coverage

Extends protection for damage to underground piping, wiring, and valves that connect your home to a public utility provider or private system.

Bed Bug Enhancement

Bed Bug Enhancement *

A unique part of our offering. We cover extermination, business loss, and liability related to bed bugs — with no deductible.

Earthquake Coverage

Earthquake Coverage

Our earthquake coverage for short-term rental properties has the potential to save you from financial ruin and lets you rest easy knowing you are covered.

Property Manager Commission

Property Manager Commission *

A true game changer. The PMC Coverage option protects your property manager’s income alongside your own should something happen to your STR.

* Bed Bug Enhancement and Property Manager Commission (PMC) Coverage are not available in all states. Coverage availability varies by location — your VIFO representative will confirm which options are available for your property when you get a quote.

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