Claims Concierge

We Stay With You Through Every Claim

Most insurance companies hand you a 1-800 number and step back. VIFO stays involved from first call to final payout — because we know what a bad claims experience feels like.

How We’re Different

Your claim, our problem too

When something goes wrong at your rental — a guest injury, a fire, a flood, a bed bug situation — you shouldn’t have to navigate an unfamiliar insurance system alone while also managing your property, your guests, and your income.

At VIFO, we don’t disappear after you sign your policy. Our team actively manages your claim: we make the first call, we follow up on your behalf, we explain what’s happening, and we push to make sure you’re paid fairly and promptly.

We built this service because we’ve been on the other side of a difficult claim. We know how overwhelming it is. We decided to do it differently.

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Protected short-term rental property
The Process

What happens when you file a claim

1

Call or text us immediately

Day or night — reach out to VIFO directly at (760) 487-8268. Don’t start with the carrier. Start with us. We’ll help you document the situation correctly from the first moment, which matters more than most people realize.

2

We open and manage the claim

We contact the carrier on your behalf, provide the documentation, and set expectations for timeline. We know the process, we know the language, and we know what adjusters need to move quickly. You stay informed at every step.

3

We advocate for your payout

If a claim is underpaid or disputed, we push back. We review the adjuster’s assessment, we escalate where necessary, and we don’t consider the claim closed until you’re satisfied with the outcome.

What We Cover

The situations we help you through

From Our Clients

What it feels like to have VIFO in your corner

★★★★★

“I had a guest slip by the pool and file an injury claim. I panicked. VIFO called the carrier for me within an hour, explained exactly what was happening, and checked in every few days until it was resolved. I never felt alone in it.”

David R. — Naples, FL
★★★★★

“The adjuster initially offered us about 60% of what our damage was actually worth. VIFO went back with our documentation and we ended up with a fair settlement. I don’t think we would’ve known to push back without them.”

Sarah K. — Sedona, AZ

Have a claim right now? We’ve got your back.

Call or text us immediately at (760) 487-8268. Don’t wait.

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