Do I need Vacation Rental Insurance?

You need vacation rental insurance for one simple fact - short-term rentals are considered a business activity, and homeowners insurance usually excludes business-related claims.

Once money changes hands between you and a guest staying on your property, your homeowners insurance may not cover you the way you need it to.

Whether you’re renting out your home only a handful of times a year or you’re scoring bookings every weekend, you can’t afford not to protect your vacation rental business from unforeseen circumstances.

Potential lawsuits from guests can put your personal assets at risk and damage to your home and its contents can cost you a pretty penny in out-of-pocket expenses if you’re not covered by the right insurance.